Regions Financial (RF) Earnings Analysis

Regions Financial (RF) delivered mixed results in Q1 FY2026 on revenue of $1.9B versus the $1.9B estimate (+0.5% YoY) and EPS of $0.62. The next Regions Financial (RF) earnings date is Jul 17, 2026. Below is the full Regions Financial earnings breakdown — the risk-adjusted verdict, price forecast, technicals, options and hedge-fund 13F holdings, decoded in plain English.

Regions Financial (RF) Earnings Analysis — key stats

Next earnings dateJul 17, 2026
Latest reported quarterQ1 FY2026
Earnings verdictMixed
EPS beat rate6 of last 8 (quarters above estimate)
Avg next-day move±2.2% (over the last 8 reports)
Post-earnings directionUp 5 / Down 3 (of the last 8 reports)
Implied move (next report)±3.1% (options-derived · into Jul 17, 2026)
Institutional ownership80.4% (13F as of 2026-03-31)
Top 10 holders41.9% (of shares outstanding)
Insider activity10 buys / 2 sells (recent Form 4 filings)
Revenue$1.9B (vs $1.9B est · -2.2% surprise · +0.5% YoY)
EPS$0.62 (vs $0.60 est · +3.9% surprise · +23.5% YoY)
Share price$30.48 (+0.7%)
Market cap$26.0B

Regions Financial (RF) Earnings Analysis — beat / miss history

QuarterRevenueEPSEPS surpriseNext-day moveVerdict
Q2 2026$1.9B vs $1.9B est$0.62 vs $0.60 est+3.9%+1.4%Mixed
Q1 2026$1.9B vs $1.9B est$0.57 vs $0.61 est-6.7%-3.1%Mixed
Q4 2025$1.9B vs $1.9B est$0.63 vs $0.60 est+5.5%+3.0%Mixed
Q3 2025$1.9B vs $1.9B est$0.60 vs $0.56 est+7.3%+6.3%Beat
Q2 2025$1.8B vs $1.8B est$0.54 vs $0.51 est+6.3%-0.4%Mixed
Q1 2025$1.8B vs $1.9B est$0.59 vs $0.55 est+7.3%+0.5%Mixed
Q4 2024$1.8B vs $1.8B est$0.49 vs $0.53 est-7.5%-1.5%Mixed
Q3 2024$1.7B vs $1.8B est$0.52 vs $0.48 est+8.3%+1.4%Mixed

Top institutional holders

Holder% outstandingSharesValueQoQ change
BLACKROCK, INC.9.4%82.2M$2.1B-0.3%
6.4%56.2M$1.5B+100.0%
STATE STREET CORP5.5%47.7M$1.3B-2.3%
4.6%40.1M$1.0B+100.0%
WELLINGTON MANAGEMENT GROUP LLP4.1%36.1M$943.9M+2.3%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC2.9%25.6M$667.9M-19.7%
GEODE CAPITAL MANAGEMENT, LLC2.8%24.1M$626.8M+1.4%
MORGAN STANLEY2.2%19.1M$499.3M+4.1%
JPMORGAN CHASE & CO2.1%18.0M$454.7M-44.5%
INVESCO LTD.2.0%17.9M$466.6M-7.7%

Recent insider transactions

InsiderRoleDateTypeSharesValue
Santone Angela R.officer: SEVP2026-07-01Sell28K
Santone Angela R.officer: SEVP2026-07-01Buy28K
Santone Angela R.officer: SEVP2026-07-01Sell10K$316809
MARSHALL RUTH ANNdirector2026-05-11Buy5K
VINES TIMOTHYdirector2026-05-11Buy5K
JOHNSON JOIA Mdirector2026-05-11Buy5K
Jenkins Roger W.director2026-05-11Buy5K
STYSLINGER LEE J IIIdirector2026-05-11Buy5K

What you'll find

Frequently asked questions

When is Regions Financial's next earnings date?
Regions Financial's (RF) next scheduled earnings date is Jul 17, 2026. Magnisto shows the confirmed date, the options-implied expected move and the revenue and EPS estimates Wall Street is modeling into the report.
Did Regions Financial (RF) beat or miss earnings?
In Q1 FY2026, Regions Financial (RF) posted mixed results — revenue of $1.9B versus the $1.9B estimate (-2.2% surprise) and EPS of $0.62 versus $0.60 expected (+3.9% surprise). Magnisto decodes every Regions Financial (RF) report into a clear Beat, Miss, In-line or Mixed verdict and checks whether guidance was raised, held or cut.
How often does Regions Financial beat earnings estimates?
Over its last 8 reported quarters, Regions Financial (RF) beat Wall Street EPS estimates 6 times, most recently a mixed result in Q2 2026. Magnisto tracks every Regions Financial (RF) quarter's revenue and EPS versus consensus and grades each one Beat, Miss, In-line or Mixed at a unified ±2% threshold.
How much does Regions Financial stock move after earnings?
Over its last 8 quarterly reports, Regions Financial (RF) moved an average of ±2.2% the day after earnings — ranging from -3.1% (Q1 2026) to +6.3% (Q3 2025). The stock rose after 5 of those 8 reports and fell after 3. Heading into its next report on Jul 17, 2026, options-implied volatility is pricing in a move of roughly ±3.1% (derived). Magnisto tracks the realized post-earnings move for every Regions Financial (RF) quarter alongside the beat/miss verdict — past moves don't predict the next one.
Who are the largest shareholders of Regions Financial?
Institutions hold about 80.4% of Regions Financial's (RF) shares outstanding as of the 2026-03-31 13F quarter. Its largest institutional holders include BLACKROCK, INC. (9.4%), — (6.4%), STATE STREET CORP (5.5%). Magnisto lists Regions Financial's (RF) top 13F holders with each stake size and its quarter-over-quarter change.
Are insiders buying or selling Regions Financial (RF)?
In the most recent Form 4 filings Magnisto tracks, Regions Financial (RF) insiders recorded 10 purchases and 2 sales — net buying. Insider transactions are one signal among many and are often routine (option exercises or scheduled 10b5-1 sales), so Magnisto shows the raw feed for you to judge.
What is the forecast for Regions Financial (RF) stock?
Magnisto blends analyst price targets, quantitative research, technical trend and options-implied moves into a scenario range for Regions Financial (RF), anchored to the current $30.48 share price, so you can weigh the bull, base and bear cases for Regions Financial side by side.
Is Regions Financial (RF) a buy right now?
Magnisto does not give buy or sell tips. It gives you the institutional-grade evidence — the verdict, valuation, risks, technicals and hedge-fund 13F flows — so you can decide whether Regions Financial fits your own thesis and risk profile. This is research, not investment advice.

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Educational research, not investment advice. Figures are illustrative and may be delayed.