PayPal Holdings (PYPL) beat expectations in Q2 FY2026 on revenue of $8.7B versus the $8.5B estimate (+4.8% YoY) and EPS of $1.38. The next PayPal Holdings (PYPL) earnings date is Oct 27, 2026. Below is the full PayPal Holdings earnings breakdown — the risk-adjusted verdict, price forecast, technicals, options and hedge-fund 13F holdings, decoded in plain English.
PayPal Holdings (PYPL) Earnings Analysis — beat / miss history
Quarter
Revenue
EPS
EPS surprise
Next-day move
Verdict
Q3 FY2026
$8.7B vs $8.5B est
$1.38 vs $1.28 est
+7.8%
+4.1%
Beat
Q2 FY2026
$8.4B vs $8.0B est
$1.34 vs $1.28 est
+4.7%
-8.2%
Beat
Q1 FY2026
$8.7B vs $8.8B est
$1.23 vs $1.29 est
-4.7%
-21.6%
Mixed
Q4 FY2025
$8.4B vs $8.2B est
$1.34 vs $1.20 est
+11.7%
-0.8%
Beat
Q3 FY2025
$8.3B vs $8.1B est
$1.40 vs $1.30 est
+7.7%
-10.9%
Beat
Q2 FY2025
$7.8B vs $7.8B est
$1.33 vs $1.16 est
+14.7%
+1.4%
Mixed
Q1 FY2025
$8.4B vs $8.3B est
$1.19 vs $1.11 est
+7.2%
-11.5%
Mixed
Q4 FY2024
$7.8B vs $7.9B est
$1.20 vs $1.07 est
+12.1%
-6.4%
Mixed
Top institutional holders
Holder
% outstanding
Shares
Value
QoQ change
Blackrock, INC.
8.2%
75.0M
$3.2B
+1.7%
Vanguard Capital Management LLC
5.9%
53.6M
$2.3B
-4.2%
State Street Corp
4.5%
41.2M
$1.8B
-1.8%
Invesco Ltd.
3.7%
33.4M
$1.4B
+73.1%
Geode Capital Management, LLC
3.2%
29.4M
$1.3B
+12.3%
Comprehensive Financial Management LLC
2.6%
24.0M
$1.0B
-7.9%
Vanguard Portfolio Management LLC
2.5%
22.7M
$978.3M
-10.5%
Bank Of America Corp /De/
2.5%
22.6M
$975.6M
-11.8%
Susquehanna International Group, Llp
2.3%
20.6M
$891.4M
-12.5%
Citadel Advisors LLC
1.5%
13.4M
$577.2M
+25.6%
Recent insider transactions
Insider
Role
Date
Type
Shares
Value
Kereere Suzan
officer: President, Global Markets
2026-08-18
Sell
3K
$204599
Kereere Suzan
officer: President, Global Markets
2026-08-18
Sell
800
$49124
Kereere Suzan
officer: President, Global Markets
2026-08-15
Buy
9K
—
Kereere Suzan
officer: President, Global Markets
2026-08-15
Sell
4K
$267666
Kereere Suzan
officer: President, Global Markets
2026-08-15
Sell
9K
—
Natali Chris
officer: SVP, Chief Accounting Officer
2026-07-29
Sell
1K
$77680
Keller Frank
officer: Pres., Checkout Sol. & PayPal
2026-07-29
Sell
732
$42529
Webster Aaron
officer: EVP, Global Chief Risk Officer
2026-07-15
Buy
3K
—
What you'll find
Next PayPal Holdings (PYPL) earnings date, the expected move and the estimates priced in
A clear Beat / Miss / In-line / Mixed verdict the moment PayPal Holdings reports
Revenue & EPS versus estimates, guidance and segment trends
Multi-lens price forecast — analyst, quant, technical and options views
Deep research: red flags, risk decoder and earnings-call sentiment
Technicals, options / implied volatility and unusual-activity signals
Hedge-fund and legendary-investor 13F holdings in PayPal Holdings (PYPL)
Side-by-side peer and historical earnings comparison
Frequently asked questions
When is PayPal Holdings's next earnings date?
PayPal Holdings's (PYPL) next scheduled earnings date is Oct 27, 2026. Magnisto shows the confirmed date, the options-implied expected move and the revenue and EPS estimates Wall Street is modeling into the report.
Did PayPal Holdings (PYPL) beat or miss earnings?
In Q2 FY2026, PayPal Holdings (PYPL) posted beat results — revenue of $8.7B versus the $8.5B estimate (+2.5% surprise) and EPS of $1.38 versus $1.28 expected (+7.8% surprise). Magnisto decodes every PayPal Holdings (PYPL) report into a clear Beat, Miss, In-line or Mixed verdict and checks whether guidance was raised, held or cut.
How often does PayPal Holdings beat earnings estimates?
Over its last 8 reported quarters, PayPal Holdings (PYPL) beat Wall Street EPS estimates 7 times, most recently a beat result in Q3 FY2026. Magnisto tracks every PayPal Holdings (PYPL) quarter's revenue and EPS versus consensus and grades each one Beat, Miss, In-line or Mixed at a unified ±2% threshold.
How much does PayPal Holdings stock move after earnings?
Over its last 8 quarterly reports, PayPal Holdings (PYPL) moved an average of ±8.1% the day after earnings — ranging from -21.6% (Q1 FY2026) to +4.1% (Q3 FY2026). The stock rose after 2 of those 8 reports and fell after 6. Heading into its next report on Oct 27, 2026, options-implied volatility is pricing in a move of roughly ±10.9% (derived). Magnisto tracks the realized post-earnings move for every PayPal Holdings (PYPL) quarter alongside the beat/miss verdict — past moves don't predict the next one.
Who are the largest shareholders of PayPal Holdings?
Institutions hold about 79.2% of PayPal Holdings's (PYPL) shares outstanding as of the 2026-06-30 13F quarter. Its largest institutional holders include Blackrock, INC. (8.2%), Vanguard Capital Management LLC (5.9%), State Street Corp (4.5%). Magnisto lists PayPal Holdings's (PYPL) top 13F holders with each stake size and its quarter-over-quarter change.
Are insiders buying or selling PayPal Holdings (PYPL)?
In the most recent Form 4 filings Magnisto tracks, PayPal Holdings (PYPL) insiders recorded 3 purchases and 9 sales — net selling. Insider transactions are one signal among many and are often routine (option exercises or scheduled 10b5-1 sales), so Magnisto shows the raw feed for you to judge.
What is the forecast for PayPal Holdings (PYPL) stock?
Magnisto blends analyst price targets, quantitative research, technical trend and options-implied moves into a scenario range for PayPal Holdings (PYPL), anchored to the current $61.68 share price, so you can weigh the bull, base and bear cases for PayPal Holdings side by side.
Is PayPal Holdings (PYPL) a buy right now?
Magnisto does not give buy or sell tips. It gives you the institutional-grade evidence — the verdict, valuation, risks, technicals and hedge-fund 13F flows — so you can decide whether PayPal Holdings fits your own thesis and risk profile. This is research, not investment advice.