Bank of America (BAC) beat expectations in Q2 FY2026 on revenue of $31.6B versus the $30.8B estimate (+5.8% YoY) and EPS of $1.21. The next Bank of America (BAC) earnings date is Oct 14, 2026. Below is the full Bank of America earnings breakdown — the risk-adjusted verdict, price forecast, technicals, options and hedge-fund 13F holdings, decoded in plain English.
Bank of America (BAC) Earnings Analysis — key stats
Next earnings date
Oct 14, 2026
Latest reported quarter
Q2 FY2026
Earnings verdict
Beat
EPS beat rate
8 of last 8 (quarters above estimate)
Avg next-day move
±1.9% (over the last 8 reports)
Post-earnings direction
Up 6 / Down 2 (of the last 8 reports)
Implied move (next report)
±6.9% (options-derived · into Oct 14, 2026)
Institutional ownership
82.5% (13F as of 2026-06-30)
Top 10 holders
36.3% (of shares outstanding)
Insider activity
4 buys / 8 sells (recent Form 4 filings)
Revenue
$31.6B (vs $30.8B est · +2.5% surprise · +5.8% YoY)
EPS
$1.21 (vs $1.13 est · +7.1% surprise · +35.6% YoY)
Share price
$62.33 (+1.0%)
Market cap
$442.3B
Bank of America (BAC) Earnings Analysis — beat / miss history
Quarter
Revenue
EPS
EPS surprise
Next-day move
Verdict
Q3 FY2026
$31.6B vs $30.8B est
$1.21 vs $1.13 est
+7.1%
+3.5%
Beat
Q2 FY2026
$30.3B vs $29.9B est
$1.11 vs $1.01 est
+9.9%
+0.3%
Mixed
Q1 FY2026
$28.4B vs $27.8B est
$0.98 vs $0.96 est
+2.3%
-3.6%
Beat
Q4 FY2025
$28.1B vs $27.5B est
$1.06 vs $0.95 est
+11.3%
+0.7%
Beat
Q3 FY2025
$26.5B vs $26.7B est
$0.89 vs $0.86 est
+3.5%
+1.9%
Mixed
Q2 FY2025
$27.4B vs $27.0B est
$0.90 vs $0.82 est
+10.2%
+1.8%
Mixed
Q1 FY2025
$25.3B vs $25.1B est
$0.82 vs $0.78 est
+5.1%
-1.2%
Mixed
Q4 FY2024
$25.3B vs $25.3B est
$0.81 vs $0.77 est
+5.2%
+2.1%
Mixed
Top institutional holders
Holder
% outstanding
Shares
Value
QoQ change
Blackrock, INC.
7.5%
545.7M
$31.1B
+1.2%
Berkshire Hathaway INC
6.7%
483.4M
$27.5B
-5.9%
Vanguard Capital Management LLC
5.8%
421.8M
$24.0B
+3.0%
State Street Corp
4.1%
299.8M
$17.1B
+1.7%
Fmr LLC
2.6%
189.2M
$10.8B
-4.7%
Vanguard Portfolio Management LLC
2.4%
172.3M
$9.8B
+5.5%
Geode Capital Management, LLC
2.2%
157.6M
$8.9B
-0.2%
Jpmorgan Chase & CO
1.8%
131.6M
$7.6B
-0.5%
Capital World Investors
1.6%
115.8M
$6.6B
-19.7%
Morgan Stanley
1.6%
114.6M
$6.5B
+5.5%
Recent insider transactions
Insider
Role
Date
Type
Shares
Value
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-08-15
Buy
18K
—
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-08-15
Sell
18K
$1.2M
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-08-15
Sell
18K
—
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-07-15
Buy
18K
—
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-07-15
Sell
18K
$1.1M
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-07-15
Sell
18K
—
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-06-15
Buy
18K
—
MOYNIHAN BRIAN T
director, officer: Chair and CEO
2026-06-15
Sell
18K
$1.0M
What you'll find
Next Bank of America (BAC) earnings date, the expected move and the estimates priced in
A clear Beat / Miss / In-line / Mixed verdict the moment Bank of America reports
Revenue & EPS versus estimates, guidance and segment trends
Multi-lens price forecast — analyst, quant, technical and options views
Deep research: red flags, risk decoder and earnings-call sentiment
Technicals, options / implied volatility and unusual-activity signals
Hedge-fund and legendary-investor 13F holdings in Bank of America (BAC)
Side-by-side peer and historical earnings comparison
Frequently asked questions
When is Bank of America's next earnings date?
Bank of America's (BAC) next scheduled earnings date is Oct 14, 2026. Magnisto shows the confirmed date, the options-implied expected move and the revenue and EPS estimates Wall Street is modeling into the report.
Did Bank of America (BAC) beat or miss earnings?
In Q2 FY2026, Bank of America (BAC) posted beat results — revenue of $31.6B versus the $30.8B estimate (+2.5% surprise) and EPS of $1.21 versus $1.13 expected (+7.1% surprise). Magnisto decodes every Bank of America (BAC) report into a clear Beat, Miss, In-line or Mixed verdict and checks whether guidance was raised, held or cut.
How often does Bank of America beat earnings estimates?
Over its last 8 reported quarters, Bank of America (BAC) beat Wall Street EPS estimates 8 times, most recently a beat result in Q3 FY2026. Magnisto tracks every Bank of America (BAC) quarter's revenue and EPS versus consensus and grades each one Beat, Miss, In-line or Mixed at a unified ±2% threshold.
How much does Bank of America stock move after earnings?
Over its last 8 quarterly reports, Bank of America (BAC) moved an average of ±1.9% the day after earnings — ranging from -3.6% (Q1 FY2026) to +3.5% (Q3 FY2026). The stock rose after 6 of those 8 reports and fell after 2. Heading into its next report on Oct 14, 2026, options-implied volatility is pricing in a move of roughly ±6.9% (derived). Magnisto tracks the realized post-earnings move for every Bank of America (BAC) quarter alongside the beat/miss verdict — past moves don't predict the next one.
Who are the largest shareholders of Bank of America?
Institutions hold about 82.5% of Bank of America's (BAC) shares outstanding as of the 2026-06-30 13F quarter. Its largest institutional holders include Blackrock, INC. (7.5%), Berkshire Hathaway INC (6.7%), Vanguard Capital Management LLC (5.8%). Magnisto lists Bank of America's (BAC) top 13F holders with each stake size and its quarter-over-quarter change.
Are insiders buying or selling Bank of America (BAC)?
In the most recent Form 4 filings Magnisto tracks, Bank of America (BAC) insiders recorded 4 purchases and 8 sales — net selling. Insider transactions are one signal among many and are often routine (option exercises or scheduled 10b5-1 sales), so Magnisto shows the raw feed for you to judge.
What is the forecast for Bank of America (BAC) stock?
Magnisto blends analyst price targets, quantitative research, technical trend and options-implied moves into a scenario range for Bank of America (BAC), anchored to the current $62.33 share price, so you can weigh the bull, base and bear cases for Bank of America side by side.
Is Bank of America (BAC) a buy right now?
Magnisto does not give buy or sell tips. It gives you the institutional-grade evidence — the verdict, valuation, risks, technicals and hedge-fund 13F flows — so you can decide whether Bank of America fits your own thesis and risk profile. This is research, not investment advice.